Medical

Choosing a medical plan is one of the most important benefits decisions you can make because it affects your health coverage and your finances in a big way. It’s all about getting the right care, at the right time, for the right costs.

NetApp provides three plan options:

Take time to learn more about your medical plan options and how to make the most of your health care dollars. NetApp offers information, tools and resources to help you make the best choice—for you, your family, your health and your wallet.

A Glance at NetApp’s PPO Medical Plans

When you take a closer look at our PPO plans, you’ll see they’re not as different as you think. The Health Savings Plan and the Traditional Plan have the same:

  • Anthem network (National PPO, BlueCard PPO)
  • 100% coverage for in-network preventive care
  • Level of coinsurance (after you meet your deductible)
  • In-network out-of-pocket maximums

So, what’s the difference?

Health Savings Plan Traditional Plan

You pay the lowest paycheck contributions

The HSP deductible is higher—but it’s offset by your lower paycheck contributions and by NetApp’s contribution to your HSA. Your "net deductible" after NetApp’s contribution is the same—or lower—than the Traditional Plan deductible. You have the same protection against large bills if you use network providers (same out-of-pocket maximum in-network).

You pay the highest paycheck contributions
Once you meet the deductible, you and the plan share costs through coinsurance, up to the out-of-pocket maximum. You pay copays for most office visits and prescription drugs. After you meet the deductible, you pay coinsurance on certain services.

HSP: Your Best Value

Don’t miss out on the advantages of choosing the HSP:

  • NetApp gives you money that’s automatically deposited into your Health Savings Account (HSA) each year:
  • $800/individual
  • $1,600/family
  • Lowest employee paycheck contributions—Why pay more than you need to for medical coverage?
  • Add it up—NetApp’s HSA contribution, along with the dollars you save because of the HSP’s lower paycheck contributions, are more than enough to help you pay the deductible.
  • Opportunity for pre-tax savings through the Health Savings Account (HSA) that:
  • Is yours to keep.
  • Can grow year over year—making it a valuable savings tool for retirement.
  • You can invest, once your balance reaches $1,000.
  • Freedom to choose your health care provider.
  • Free in-network preventive care and preventive prescription drugs.